Key Management

James D. Gavrity

Chairman, CEO TGI Title Guarantee, Inc.

Jim has a long-standing history of building successful enterprises. In 1983, Jim founded Fidelity Telecom Group, and Gavrity Electronics, Inc. During the 80s and 90s, Jim’s firm employed over 125 IT professionals, and served some of the country’s most prominent institutions such as Morgan Bank, Prudential-Bache Securities, E.F. Hutton, Drexel Burnham, Merrill Lynch, Met Life, University of Miami, and The City of Houston. Today, the organization Jim founded remains a growing concern.

Jim’s real estate career began at the height of the savings and loan crisis of 1989 with the founding of Gavrity Equity Partners, a small NY-NJ real estate development and investment holding company. At that time, the title insurance industry showed up on Jim’s radar as an enterprise of interest in need of improvement. Jim recognized the title insurance industry had gaps to fill and saw an opportunity to provide companies with better information. In 1997, Jim founded Phoenix United to fill that need. Phoenix supplied business consulting services to the title insurance industry and designed systems for over 190 title insurance companies. This was the genesis for his 2002 formation of the Title Guarantee Group. Jim has put together a top team of industry intellectuals that has enabled TGI Title Guarantee, Inc. and its affiliates to offer a variety of residential and commercial services, for attorneys, lenders, and developers. Jim also serves as an instructor and consultant for private organizations, local bar associations, state and federal government law enforcement agencies on the subject of mortgage, real-estate and insurance fraud. His interests are his family, philanthropy, world history, and fishing.

Albert B. Lewis


Mr. Lewis is Chief Counsel and holds a seat on the board of directors at TGI Title Guarantee Inc. Prior to joining TGI, Lewis was the New York State Superintendent of Insurance. He was instrumental in the drafting and passage of legislation which established a Fraud Bureau with law enforcement powers within the New York Insurance Department. He was the Superintendent that supervised the rehabilitation of Empire Mutual Insurance Company and the Liquidator of Consolidated Mutual Insurance Company, Cosmopolitan Mutual Insurance Company, Bakers Mutual Insurance Company, and the Long Island Insurance Company.

Prior to his appointment as Superintendent, Albert served six terms as a New York State Senator, following four and a half years as law secretary to a New York Supreme Court Justice. Lewis was also active in the National Association of Insurance Commissioners (NAIC), where he was Chairman of the fraud and re-insurance committees. He is a graduate of Brooklyn College and St. John's University School of Law, and he is also a certified public accountant. Lewis was admitted to the New York bar and the U.S. District Court Southern District of New York, US District Court Eastern District of New York. The esteemed Mr. Lewis previously served as a New York State Supreme Court Judge Secretary from 1962-1966, New York State Senator from 1966-1978, and the New York Superintendent of Insurance from 1978-1983. He is also a U.S. Army veteran. 


Pamela Gavrity

Director TGI, Secretary/Treasurer

Pam has been a professional operations manager in the health care industry for the past 25 years and has dealt with complex levels of reporting requirements. Pam has a BA in Nursing and Business from New York University and was an adjunct professor at CUNY.

JoAnne Labbate

Director TGI, Vice President Title Production Services

JoAnne Labbate has over 20 years of experience in title production. She has experience in the supervision of more than 100 employees, including account managers, closing coordinators and administrative staff.

Brad M. Kaplan, ESQ., LLM.

Director TGI, Counsel

Brad’s focus is on tax matters for businesses and individuals, trusts and estate work, and general corporate law, including mergers and acquisitions, tax and business representation of closely held businesses, their owners and families. Brad has structured and negotiated purchase and sale transactions ranging from the acquisition of a minority interest in a closely held limited liability company to the divestiture of nine subsidiaries of a Fortune 500 conglomerate. In addition to serving as an advisor to his corporate accounts, Brad works with his individual clients to create and implement estate plans that clearly delineate the manner in which his clients wish to transfer their assets upon their passing and minimize the various tax obligations associated with the transfer of wealth. Kaplan also represents wealth advisors and institutional trust companies in connection with the administration of substantial trusts and private foundations. Previously, Brad was the Chairman of the Corporate Group and Co-Chairman of the Trust and Estate Group at one of New Jersey's oldest law firms. Prior to that affiliation, he was Chairman of the Private Client Group of a 65-attorney New Jersey law firm. Brad earned an LLM in taxation from New York University School of Law and graduated from Rutgers School of Law, where he served as an Articles Editor of the Rutgers Law Journal. Prior to law school, Brad graduated from Brandeis University, cum laude, with honors in history.


Patricia J. Hessing, ESQ., LLM

Director TGI, President Title Masters Agency

Patricia J. Hessing, Esq., LLM, established her first agency in 1989, which she ran until 1999. That same year she was lead counsel for a leading title agency. In 2001, she became the Lead Underwriting Counsel for both New Jersey and New York where she read and produced the commitments for multi-million dollar commercial projects in New York State as well as for major lenders and mortgage brokers on both purchases and refinances. In that same year, she established a highly successful New York foreclosure department. In 2010, Hessing founded Title Masters LLC. Once again, she served as owner, Manager and Lead Underwriting Counsel. In 2011 Title Masters combined forces with TGI Title Guarantee, to create one of the regions premier real-estate services organization offering a full spectrum of residential and commercial services.

Thomas M. Denaro, Esq.

Director TGI, Counsel

Thomas M. Denaro, Esq. has practiced consumer bankruptcy, residential real estate and financial law for more than 30 years. His mission is to bring the people of New York an opportunity for a second chance at financial success. His vast knowledge of bankruptcy law, along with a tireless work ethic, has made Thomas one of New York’s most successful bankruptcy lawyers. Denaro was admitted to the New York State Bar, Second Department, 1982, the United States Supreme Court, United States District Court, Eastern and Southern Districts of New York, and United States Bankruptcy Court, Eastern District of New York. Mr. Denaro was educated at Fordham University, and he received his law degree from Pace University School of Law. He previously worked as a legislative aide, New York City Councilman, in New York City’s 12th Council District, and served as a law secretary to a civil court judge. He was also a partner in the firm Puma and Denaro.

Vincenzo Peter Gavrity

Vice President of Business Development

Vincenzo has been involved in the title insurance business full and part time for the last eight years. He has worked in every aspect of the business from typing, to production, to post closing recording, tax escrows, document preparation. He was fortunate enough to be around the business long enough to learn every facet of it, and it explains Vincenzo’s personal philosophy — “no matter how old you get you always learn new things every day.” Vincenzo played baseball from the age of five to 19 years old and football during his freshman and senior years of high school. He credits a lifetime of sports to his strong discipline and resolve. “During this time, I learned the fundamentals of team work and having all the moving parts working in unison to yield positive results.” He attended Wesley College for three years (legal studies) but was interrupted due to a life changing head injury while snowboarding. The 55 weeks of rehabilitation and months spent in the hospital, “taught me a lot about life and the various challenges that it presents to us while we are fortunate enough to be living here.” Vincenzo quotes Albert Einstein to explain his outlook on life. “In the middle of difficulty lies opportunity.” Vincenzo is now back with renewed resolve and vigor, ready to lead in the area of business development and client services.